What’s better than free money to pay for school? Unfortunately, finding free money for graduate school can be challenging. However, there are options such as grants to help pay for your education. A grant is a type of financial aid that does not have to be repaid and is typically given based on need. In …
Author Archives: Carlos Paniagua Emiliano
Best Scholarships for Graduate School
Going to graduate school is a great opportunity to secure higher earnings. It could also help you ascend to a higher position at a company. However, grad school is expensive. Did you know that there are scholarships available designed for graduate education? In this article, we’ll talk about the importance of a scholarship, the requirements …
A Guide to Direct Consolidation Loans
After graduating from college, you may leave school with more than one student loan. If juggling more than one loan feels overwhelming, a Direct Consolidation Loan might be a good option for you. In this article, we’ll talk about what a Direct Consolidation Loan is, the pros and cons, and how to get a Direct …
What are Parent PLUS Loans and How to Apply
Whether you’re an undergraduate student looking to attend graduate school or a parent looking to help your child pay for college, looking for ways to fund that education can be difficult. However, parent PLUS loans could make it easy to pay for a college education. In this article, we’ll break down what parent PLUS loans …
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Are International Students Eligible for Federal Student Aid?
As an international student, navigating the U.S. financial aid process can be tricky and stressful. You may have questions about whether, as an international student, you are eligible for certain types of aid. In this article, we’ll talk about federal student aid and the eligibility criteria for international students. Are International Students Eligible for Federal …
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Are International Students Eligible for Student Loans?
As an international student, attending college in the U.S. can be exciting. It can also be expensive. Since many U.S. students take out student loans to pay for college, you might be wondering if you can too. In this post, we’ll dive into the student loan eligibility of international students and the availability of student …
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What is a Student Loan Grace Period?
Before even starting college, you’ll imagine all the things that you can do with your degree. But then it hits you: student loans. The great news is that student loans include grace periods that give you time to plan before it’s time to pay. In this article, we’ll dive into what a student loan grace …
Variable vs Fixed Interest Rate Student Loans: Which is Better?
Whether you’re just applying for a student loan or you’re trying to refinance your student loans as a way to pay them off, you’ll often get the choice between a variable vs a fixed interest rate. You might be asking yourself, “what does that mean?” In this article, we’ll take a look at what variable …
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How to Save Thousands on Student Loans with an Autopay Discount
Forgetting to pay a bill, especially your student loans, can be scary. Automating your payments is an easy way to help you keep track of your student loans and never miss a payment. However, did you know that autopay can also save you money? In this post, we’ll dive into what autopay is, the potential …
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What is Public Service Loan Forgiveness?
In October 2021, the U.S. Department of Education announced changes to the Public Service Loan Forgiveness Program (PSLF), adding a temporary period in which borrowers are able to receive credit for payments that did not qualify for this program in the past. With the new changes to the program, over 100,000 borrowers now qualify for …
How to Compare Student Loan Repayment Terms
If you’re considering taking out a private student loan to fund your education, it’s important to carefully review and compare the repayment terms offered by different lenders. Private student loan repayment terms can vary widely and can have a significant impact on the total cost of your loan, as well as your ability to manage …
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What is Work-Study?
There’s no feeling like the feeling of finally getting your financial aid package. Congrats! As you’re going through your financial aid package, you might see something along the lines of “Federal Work-Study” and an amount attached to it. What exactly does that mean? In this article, we’ll break down what federal work-study is and if …