If managing your student debt is becoming a challenge, you aren’t alone. As a veteran or active duty service member, there are various options to help you manage your student loan debt such as military student loan forgiveness programs. Here are some of the best military student loan forgiveness programs you should know about. Military …
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According to Education Data, American parents save $5,143 annually for their kid’s college, on average. Without this parental support, paying for college can feel out of reach. However, each year, thousands of students pay for college on their own, successfully utilizing a variety of resources to support them. Here’s how you can pay for college …
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Nurses are not exempt from the national student loan debt crisis. On average, nurses graduate with a median student debt of $40,000 to $54,999. For this reason, many nurses turn to student loan forgiveness programs to ease the burden of their unpaid nursing education debt. There are many available nurse loan forgiveness programs, but they …
Undergraduate students have a wide range of student loan options to choose from, making the selection process that much more important. Before agreeing to any one loan, it’s important to understand your options, the pros and cons of each, and how your student loan decision impacts your future. The following are our top picks for …
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Teaching is a noble profession to go into. Yet, recently, there has been more attention on problems teachers face with some of the biggest being high student debt but low salaries. In fact, the average teacher’s salary is around $54,842 per year. But, the National Education Association reports that nearly half of all educators still …
ISL Education Lending Snapshot ISL Education Lending is a nonprofit student loan lender offering both private student loans and student loan refinancing. ISL Education Lending refinance loans are best for borrowers who want to work with a nonprofit lender, want competitive interest rates, on-site loan servicing, or want to refinance without having a degree. Fixed …
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INvestED Snapshot INvestED offers private student loans, parent loans, and student loan refinancing. INvestED’s student loan refinance offering is best if you are a resident of Indiana or student who attended school in Indiana seeking competitive interest rates and a variety of repayment options. Fixed APR Range: 5.85% to 9.48% Variable APR Range: 8.63% to …
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INvestED Snapshot INvestED offers private student loans, parent loans, and student loan refinancing. INvestED’s student loan offering is best if you are a resident of or student in Indiana seeking competitive interest rates, a variety of repayment options, and a flexible repayment option. Fixed APR Range: 4.61% to 8.67% Variable APR Range: 7.88% to 12.34% …
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Sallie Mae Snapshot Sallie Mae is one of the largest online private student lenders, offering borrowers competitive interest rates, a variety of repayment options, and a strong customer experience. Sallie Mae’s loan offering is available for a variety of programs such as undergraduate, graduate, MBA, law, medical, dental, and career training programs. Sallie Mae is …
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SoFi Snapshot SoFi is one of the largest student loan refinance companies in the industry. With competitive interest rates, a diverse set of repayment options, and exclusive member benefits, SoFi is a good fit for borrowers with an associate’s degree or higher or borrowers with a high income and strong credit score. Fixed APR Range: …
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Paying for a college education is a significant investment of both time and money. According to US News, for the 2021-22 school year, the average tuition for a private institution was $38,185 and $22,698 for a public, out-of-state college. If we factor in the average 6.8% increase in tuition every year, affording the cost of …
As a college student, you’ll no doubt hear about the massive rise in the average student loan debt. Rightfully so, you might get scared and overwhelmed at the idea of incurring a lot of debt. However, the amount of debt you’ll incur is based on factors like the type of loan you take out, the …
MPOWER Snapshot MPOWER is an online lender that offers non-cosigned undergraduate and graduate student loans to international, domestic, and DACA students, as well as student loan refinancing. It is best for international students and DACA students who don’t have a credit history and can’t access a qualified cosigner. Fixed APR Range: up to 11.74% (12.69% …
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EdvestinU Snapshot EdvestinU is a student loan program from the nonprofit New Hampshire Higher Education Loan Corp that offers private student loans and student loan refinancing to students across the country. EdvestinU private student loans are available nationwide to undergraduate and graduate students, as well as international students with an eligible cosigner. It is best …
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Edly IBR Student Loan, funded by FinWise Bank, Member FDIC Snapshot Edly Income-Based Repayment (IBR) Student Loans, originated by Edly’s lending bank FinWise Bank, Member FDIC, provide an alternative loan option for students. Degree-seeking students at an Edly-supported school currently have two loan options: the Edly IBR No Cosigner Student Loan (for university students without …
Ascent Snapshot Ascent is an online lender that offers three types of student loans: a traditional cosigned loan, a non-cosigned credit-based loan, and a non-cosigned outcomes-based loan. The traditional cosigned loan is best for students who have a qualified cosigner and want to pay off their debt fast. The non-cosigned loan is best for borrowers …
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Arkansas Student Loan Authority Snapshot The Arkansas Student Loan Authority (ASLA) is an Arkansas state entity that provides educational funding for all Arkansas students who wish to attend higher education institutions. ASLA offers three types of student loans: undergraduate and graduate loans, family loans, and student loan refinancing. While ASLA’s student loan refinancing is only …
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Arkansas Student Loan Snapshot The Arkansas Student Loan Authority (ASLA) is an Arkansas state entity that provides educational funding for all Arkansas students who wish to attend higher education institutions. ASLA offers three types of student loans: undergraduate and graduate loans, family loans, and student loan refinancing. The traditional undergraduate and graduate student loans are …
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In a sea of student loan companies, finding the best one for you may feel overwhelming. Each private student loan company will offer something different. Some elements may be right up your alley and others maybe not so much. While the best student loan company for you will ultimately be the one that suits your …
With the way prices are rising right now, it can be hard to make your monthly loan payments. In situations of severe financial distress, you can pause your monthly payments with student loan forbearance. At least for a little bit, giving you time to regain financial stability so you can start making payments again. If …
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While the average 4-year dental program could run you around $400,000 with all expenses included, the career trajectory is promising. Average dentist salaries outrank various other industries, putting newly graduated dentists in a fairly sound financial position. Despite competitive salaries, the average dental student graduates with around $300,000 in student debt. While daunting, the significant …
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Custom Choice Student Loan Snapshot The Custom Choice Loan® is funded by Citizens. The Custom Choice Loan offers borrowers competitive rates, flexible repayment terms, and strong customer service. The loan is available for undergraduate and graduate students. It’s best if you want competitive interest rates, are seeking a flexible repayment term, and want strong borrower …
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Millions of students fill out the Free Application for Federal Student Aid (FAFSA) with the hope of scoring a portion of the $112 billion in available aid each year. However, depending on whether you meet the FAFSA requirements and eligibility criteria, you may not qualify for certain forms of aid. Here’s everything you need to …
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If you’ve filed the Free Application for Federal Student Aid (FAFSA) before, you know how tedious and time-consuming the process can be. From asking your parent(s) for tax documents they can’t find to double-checking your social security number even though you swear you have it memorized (which is good practice, so kudos to you), no …
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Every year, the Free Application for Federal Student Aid (FAFSA) opens so students can apply to receive federal student aid like work-study, grants, and federal loans. It’s important that you stay on top of the FAFSA deadlines and submit your financial aid applications annually to maximize your chances of receiving federal student aid. In this …
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Around 1 in 5 Americans hold student loans, which is hardly a surprise. After exhausting your scholarship, grant, work-study, fellowship, and financial aid options, student loans are a plausible option for filling in the gaps in your education costs. Given the nationwide student debt crisis, it’s more important than ever to secure a competitive student …
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Whether you plan to go to college, professional school, or graduate school, you will need to submit the Free Application for Federal Student Aid (FAFSA) to receive aid such as grants, work-study, and federal student loans. Typically, the FAFSA requires you to submit details about both your and your parent(s)’ financial information if you are …
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Each year, college-bound students anticipate receiving their college financial aid award letters. Oftentimes, financial aid becomes a make-it-or-break-it factor in pursuing a higher education. If your financial aid award is too small, it could put attending that university out of the question. But what if you receive no financial aid at all? Before you throw …
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While having a college degree is extremely beneficial and advantageous in our modern world, many people don’t talk about how costly it can be. Saving for college is in your best interest if you want to be able to pay for your education comfortably, but there are still many ways to make college affordable. Let’s …
Filling out the Federal Application for Federal Student Aid (FAFSA) is crucial to getting you federal aid. But it can be a tricky document to fill out and relies heavily on your parents’ financial information. So, what happens if you don’t have any parental support for college? What does filling out the FAFSA as an …
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Navigating adult life is easier with a good credit score. This three-digit number affects nearly every facet of your financial life, from paying for college, to renting an apartment, to buying a car. In this article, we’ll go over everything you need to know about credit, focusing on how your credit score impacts your ability …
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College is a great way to expand your education and go into a career you love. But, it’s also really expensive. According to U.S. News Data, in-state tuition has risen 79% over the last 14 years. And that’s only in-state. The truth is the cost of your college education depends on where you go. That’s …
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According to a report done by the Education Data Initiative, one year of college is currently $35,331, on average. Saving for college, then, is more important than ever. As parents, you want to make sure your child gets a college education with little student loan debt. The best way to do that is to start …
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If you’re familiar with the U.S. education system, you’ve probably heard about the dreaded AP exams that come around every spring and the notorious College Board that administers them. Depending on your AP exam score, AP courses can count as college credit. But is taking AP classes really worth it, and how do you decide …
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Whether you’re the parent, aunt, or friend of a student who is planning to pursue a higher education, chances are that the student will need a cosigner to be approved for a private student loan. Students usually don’t have long enough credit histories in order to be deemed reliable borrowers. So, most private student lenders …
About 30-40% of undergraduate students take out federal student loans each year. Over the years, these loans can start to pile up, making for a hefty monthly payment once repayment starts. If you are in the market for a more affordable repayment plan for your federal student loans, consider an income-driven repayment plan. In this …
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Throughout your time at college, you’ll probably take out multiple student loans, which can easily pile up. Then, you’ll have to keep track of all the different payment dates, interest rates, and loan amounts for each loan. A way to make this simpler is through student loan consolidation. What Is Student Loan Consolidation? Student loan …
In today’s job market, employee retention is dwindling by the minute. In an effort to keep up, companies are offering more robust benefits, including substantial tuition assistance programs. If your eyes are set on pursuing a higher education, consider working for one of the following companies to help reduce the amount you pay out-of-pocket or …
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